Loading...Loading...Loading...Loading...Salary Guide · India 2026
Mastercard Technology India operates out of Pune and Vadodara, building the core payment network infrastructure that processes 150B+ transactions annually across 210 countries. India is one of Mastercard's largest engineering centres globally. Salary ranges below are sourced primarily from AmbitionBox, with Glassdoor as a secondary cross-check, and reflect total CTC (base + variable + equity) at the 25th–90th percentile of reported offers in India.
Software Engineer · Senior / 6–9 yrs
₹50L – ₹88Ltotal CTC
Salary bands for 10 roles at Mastercard Technology India, from Software Engineer to Sales / Account Executive — see all below.
Working at Mastercard Technology India
~5,000+ employees across Pune and Vadodara. Part of NYSE-listed MA (market cap ~$430B).
What the interview actually tests
One of the highest-paying non-FAANG GCCs in India. Interview covers algorithms, Java, and system design. Fraud and cybersecurity domain knowledge is valued. Mastercard's Vadodara hub focuses on data engineering; Pune hub on product engineering and ML.
Role
Mastercard Technology India's pay bands for Software Engineers in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16L – ₹26L | RSU₹2L – ₹5L/yr |
| Mid-level / 3–5 yrs | ₹28L – ₹48L | RSU₹6L – ₹15L/yr |
| Senior / 6–9 yrs | ₹50L – ₹88L | RSU₹15L – ₹35L/yr |
How this compares
The senior Software Engineer band above sits against a Global Tech (FAANG+) peer median of ₹75L – ₹130L LPA across 20 other Global Tech (FAANG+) companies we track.
Role
What Business Analysts actually earn at Mastercard Technology India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹6.9L – ₹13.8L | RSU₹0.3L – ₹0.8L/yr |
| Mid-level / 3–5 yrs | ₹13.8L – ₹25.3L | RSU₹0.6L – ₹1.5L/yr |
| Senior / 6–9 yrs | ₹23L – ₹43.1L | RSU₹1L – ₹2.6L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
Mastercard Technology India's pay bands for Data Analysts in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16.1L – ₹28.2L | RSU₹2L – ₹5.1L/yr |
| Mid-level / 3–5 yrs | ₹32.2L – ₹62.1L | RSU₹3.9L – ₹11.2L/yr |
| Senior / 6–9 yrs | ₹57.5L – ₹115L | RSU₹6.9L – ₹20.7L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
How this compares
The senior Data Analyst band above sits against a Global Tech (FAANG+) peer median of ₹46L – ₹85L LPA across 3 other Global Tech (FAANG+) companies we track.
Role
Mastercard Technology India's pay bands for Data Scientists in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16.1L – ₹28.2L | RSU₹2L – ₹5.1L/yr |
| Mid-level / 3–5 yrs | ₹32.2L – ₹62.1L | RSU₹3.9L – ₹11.2L/yr |
| Senior / 6–9 yrs | ₹57.5L – ₹115L | RSU₹6.9L – ₹20.7L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
How this compares
The senior Data Scientist band above sits against a Global Tech (FAANG+) peer median of ₹54L – ₹171L LPA across 8 other Global Tech (FAANG+) companies we track.
Role
What Finance Managers actually earn at Mastercard Technology India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹6.9L – ₹13.8L | RSU₹0.1L – ₹0.3L/yr |
| Mid-level / 3–5 yrs | ₹13.8L – ₹27.6L | RSU₹0.2L – ₹0.5L/yr |
| Senior / 6–9 yrs | ₹25.3L – ₹50L | RSU₹0.3L – ₹1L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
Mastercard Technology India's pay bands for HR Managers in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹11.5L – ₹21.9L | RSU₹0.3L – ₹0.9L/yr |
| Senior / 6–9 yrs | ₹20.7L – ₹39.1L | RSU₹0.5L – ₹1.6L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
Total CTC ranges for Legal Counsels at Mastercard Technology India India, from fresher to senior level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹6.9L – ₹13.8L | RSU₹0.1L – ₹0.3L/yr |
| Mid-level / 3–5 yrs | ₹13.8L – ₹27.6L | RSU₹0.2L – ₹0.5L/yr |
| Senior / 6–9 yrs | ₹25.3L – ₹50L | RSU₹0.3L – ₹1L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
What Operations Managers actually earn at Mastercard Technology India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹9.2L – ₹16.1L | RSU₹0.1L – ₹0.4L/yr |
| Mid-level / 3–5 yrs | ₹16.1L – ₹31.1L | RSU₹0.2L – ₹0.6L/yr |
| Senior / 6–9 yrs | ₹28.7L – ₹57.5L | RSU₹0.4L – ₹1.1L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
Mastercard Technology India's pay bands for Product Managers in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16.1L – ₹26.4L | RSU₹1.6L – ₹3.7L/yr |
| Mid-level / 3–5 yrs | ₹28.7L – ₹54.6L | RSU₹2.7L – ₹7.7L/yr |
| Senior / 6–9 yrs | ₹51.7L – ₹100.6L | RSU₹4.8L – ₹14.1L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
How this compares
The senior Product Manager band above sits against a Global Tech (FAANG+) peer median of ₹70L – ₹176L LPA across 13 other Global Tech (FAANG+) companies we track.
Role
What Sales / Account Executives actually earn at Mastercard Technology India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹5.8L – ₹11L | RSU |
| Mid-level / 3–5 yrs | ₹9.2L – ₹18.9L | RSU |
| Senior / 6–9 yrs | ₹17.2L – ₹34.5L | RSU |
| Manager / 12+ yrs | ₹32.2L – ₹62.1L | RSU |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
What the Mastercard Technology India interview actually looks like
Salary bands here reflect total CTC drawn from reported offers (primarily AmbitionBox, with Glassdoor as a secondary cross-check), supplemented by company disclosures where available — not a single data point. See our methodology for how we source and label pay data. Spot a figure that looks off? Email .
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Global Tech (FAANG+)