Salary Guide · India 2026
Visa Technology India operates the Bengaluru Visa Worldwide Technology Centre (VWTC), one of Visa's largest engineering hubs globally. Teams build real-time payment infrastructure, fraud ML models, and developer APIs for a network processing $14T+ in annual transactions. Every band below is total CTC (base + variable + equity), drawn from the 25th–90th percentile of reported offers at Visa India in India and verified against AmbitionBox and Glassdoor.
Software Engineer · Senior / 6–9 yrs
₹55L – ₹95Ltotal CTC
Salary bands for 10 roles at Visa India, from Software Engineer to Sales / Account Executive — see all below.
Working at Visa India
~3,000+ engineers in Bengaluru. Part of NYSE-listed V (market cap ~$540B).
What the interview actually tests
Among the highest-paying GCCs in India with strong RSU upside on NYSE-listed Visa stock. Interview bar is high: algorithms + system design + domain questions on payment protocols. Bengaluru VWTC teams own product lines end-to-end, not just support.
Role
Visa India's pay bands for Software Engineers in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹18L – ₹30L | RSU₹2L – ₹5L/yr |
| Mid-level / 3–5 yrs | ₹32L – ₹54L | RSU₹6L – ₹16L/yr |
| Senior / 6–9 yrs | ₹55L – ₹95L | RSU₹16L – ₹38L/yr |
Role
Total CTC ranges for Business Analysts at Visa India India, from fresher to senior level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹7.2L – ₹14.4L | RSU₹0.3L – ₹0.9L/yr |
| Mid-level / 3–5 yrs | ₹14.4L – ₹26.4L | RSU₹0.6L – ₹1.6L/yr |
| Senior / 6–9 yrs | ₹24L – ₹45L | RSU₹1L – ₹2.7L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
What Data Analysts actually earn at Visa India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16.8L – ₹29.4L | RSU₹2.1L – ₹5.3L/yr |
| Mid-level / 3–5 yrs | ₹33.6L – ₹64.8L | RSU₹4.1L – ₹11.7L/yr |
| Senior / 6–9 yrs | ₹60L – ₹120L | RSU₹7.2L – ₹21.6L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
Visa India's pay bands for Data Scientists in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16.8L – ₹29.4L | RSU₹2.1L – ₹5.3L/yr |
| Mid-level / 3–5 yrs | ₹33.6L – ₹64.8L | RSU₹4.1L – ₹11.7L/yr |
| Senior / 6–9 yrs | ₹60L – ₹120L | RSU₹7.2L – ₹21.6L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
What Finance Managers actually earn at Visa India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹7.2L – ₹14.4L | RSU₹0.1L – ₹0.3L/yr |
| Mid-level / 3–5 yrs | ₹14.4L – ₹28.8L | RSU₹0.2L – ₹0.6L/yr |
| Senior / 6–9 yrs | ₹26.4L – ₹52.2L | RSU₹0.3L – ₹1.1L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
What HR Managers actually earn at Visa India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹12L – ₹22.8L | RSU₹0.3L – ₹0.9L/yr |
| Senior / 6–9 yrs | ₹21.6L – ₹40.8L | RSU₹0.6L – ₹1.6L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
What Legal Counsels actually earn at Visa India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹7.2L – ₹14.4L | RSU₹0.1L – ₹0.3L/yr |
| Mid-level / 3–5 yrs | ₹14.4L – ₹28.8L | RSU₹0.2L – ₹0.6L/yr |
| Senior / 6–9 yrs | ₹26.4L – ₹52.2L | RSU₹0.3L – ₹1.1L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
Visa India's pay bands for Operations Managers in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹9.6L – ₹16.8L | RSU₹0.1L – ₹0.4L/yr |
| Mid-level / 3–5 yrs | ₹16.8L – ₹32.4L | RSU₹0.2L – ₹0.7L/yr |
| Senior / 6–9 yrs | ₹30L – ₹60L | RSU₹0.4L – ₹1.2L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
What Product Managers actually earn at Visa India in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16.8L – ₹27.6L | RSU₹1.7L – ₹3.9L/yr |
| Mid-level / 3–5 yrs | ₹30L – ₹57L | RSU₹2.9L – ₹8L/yr |
| Senior / 6–9 yrs | ₹54L – ₹105L | RSU₹5.1L – ₹14.7L/yr |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
Role
Total CTC ranges for Sales / Account Executives at Visa India India, from fresher to senior level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹6L – ₹11.4L | RSU |
| Mid-level / 3–5 yrs | ₹9.6L – ₹19.8L | RSU |
| Senior / 6–9 yrs | ₹18L – ₹36L | RSU |
| Manager / 12+ yrs | ₹33.6L – ₹64.8L | RSU |
Negotiation focus: Fixed salary + level calibration + variable/equity clarity + joining bonus + notice buyout. HR posture: "This is above our current band; we may have limited flexibility on fixed salary."
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