Salary Guide · India 2026
Navi Technologies is a Bengaluru fintech founded by Sachin Bansal (ex-Flipkart) offering health insurance, personal loans, home loans, UPI payments, and mutual funds under one app. The figures below reflect total CTC — base, variable, and equity combined — at the 25th–90th percentile of reported Navi Technologies offers in India, cross-checked against AmbitionBox and Glassdoor.
Software Engineer · Senior / 6–9 yrs
₹40L – ₹65Ltotal CTC
Working at Navi Technologies
~1,500 employees. Bengaluru HQ. Raised $800M+. IRDAI + RBI + SEBI regulated. IPO planned.
What the interview actually tests
Sachin Bansal's brand attracts strong talent. ESOP pre-IPO. Multi-regulated entity (IRDAI + RBI + SEBI): complexity is high. Interview: Go + system design + financial product domain.
Role
What Software Engineers actually earn at Navi Technologies in India, across every experience level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹14L – ₹22L | ESOP₹1.5L – ₹4L/yr |
| Mid-level / 3–5 yrs | ₹24L – ₹38L | ESOP₹3L – ₹7L/yr |
| Senior / 6–9 yrs | ₹40L – ₹65L | ESOP₹7L – ₹15L/yr |
Indian Fintech