Niyo builds digital banking and forex products (Niyo Global card, salary accounts) on top of banking partners, so its engineering interviews mix solid DSA with practical backend and mobile depth.
Expect questions grounded in real product surfaces: card transaction flows, forex rate handling, and secure onboarding under KYC rules. The loop is usually 3 to 4 rounds and pragmatic; interviewers reward candidates who can ship correct, maintainable code and reason about edge cases in payments and authentication. SDE-1 total pay commonly sits in roughly the 10 to 22 LPA range depending on level and location, with ranges varying across teams.
About Niyo Solutions
Niyo Solutions is a Bengaluru neo-banking startup offering a zero-forex travel card, NRI banking, and blue-collar salary and payroll management. Backed by IFC (World Bank arm) and Prime Venture Partners.
Recruiter or online screen: background, DSA screen, and expectations (30 to 60 min)
Technical round 1: DSA plus code quality on a shared editor
Technical round 2: backend or mobile design tied to card, forex, or onboarding flows
Hiring manager and culture round: ownership, team fit, and compensation discussion
Online / DSA Screen (45 to 60 min)
1 to 2 medium problems on arrays, strings, hashing, or trees to filter.
Technical Round 1 (60 min)
DSA plus a discussion of your code's readability, edge cases, and testing.
Technical Round 2 (60 min)
Backend or mobile design grounded in a real Niyo surface: a card transaction flow, forex rate refresh, or secure KYC onboarding, with follow-ups on failure handling.
Hiring Manager / Culture Round (45 min)
Past projects, ownership, team fit, and a compensation and level discussion.
Sourced from 2+ candidate post-mortems. Hit Practice to answer any one with AI voice feedback.
2 more questions. Sign up to unlock all
Sign up free: unlock all questionsThe typical Niyo Solutions recruitment process has 4 stages: Recruiter or online screen: background, DSA screen, and expectations (30 to 60 min) → Technical round 1: DSA plus code quality on a shared editor → Technical round 2: backend or mobile design tied to card, forex, or onboarding flows → Hiring manager and culture round: ownership, team fit, and compensation discussion.
Niyo Solutions typically conducts 4 interview rounds: Online / DSA Screen (45 to 60 min): 1 to 2 medium problems on arrays, strings, hashing, or trees to filter.; Technical Round 1 (60 min): DSA plus a discussion of your code's readability, edge cases, and testing.; Technical Round 2 (60 min): Backend or mobile design grounded in a real Niyo surface: a card transaction flow, forex rate refresh, or secure KYC onboarding, with follow-ups on failure handling.; Hiring Manager / Culture Round (45 min): Past projects, ownership, team fit, and a compensation and level discussion..
HireStepX recommends the Product-grounded backend framework for this type of interview: Tie the design to a real product surface, then handle auth and KYC edge cases, then transaction correctness, then observability.
To answer this question well, HireStepX recommends the Product-grounded backend approach: Tie the design to a real product surface, then handle auth and KYC edge cases, then transaction correctness, then observability. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Product-grounded backend approach: Tie the design to a real product surface, then handle auth and KYC edge cases, then transaction correctness, then observability. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Product-grounded backend approach: Tie the design to a real product surface, then handle auth and KYC edge cases, then transaction correctness, then observability. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Product-grounded backend approach: Tie the design to a real product surface, then handle auth and KYC edge cases, then transaction correctness, then observability. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Product-grounded backend approach: Tie the design to a real product surface, then handle auth and KYC edge cases, then transaction correctness, then observability. Ground your answer in a specific real example from your own experience.