Acko, India's digital-first insurer, runs a solid SDE loop that pairs strong DSA with clean low-level design and insurtech domain reasoning.
Expect a coding round on medium to hard DSA (arrays, strings, hashmaps, trees, graphs) and a machine-coding or LLD round where you build something like a policy-pricing engine, claims workflow, or notification service with clean, extensible OOP. Because Acko owns the full insurance stack from quote to claim, interviewers ask how you model state machines, handle idempotent events, and keep data consistent across policy and claims services. Code quality, testability, and design clarity carry real weight here.
About Acko Insurance
Acko Insurance is India's largest digital-native insurance platform, covering motor, health, and travel insurance. It is known for its seamless digital claims process and no-commission direct-to-consumer model.
Resume screen: backend or full-stack depth; referrals improve visibility
Online coding round: medium to hard DSA, roughly 60 to 90 minutes
Machine coding or low-level design: build a clean system in about 90 minutes
Technical deep-dive on projects and design and consistency reasoning
Hiring manager and culture round: ownership, communication, and values fit
Coding Round (60 to 90 min)
Medium to hard DSA on arrays, strings, hashmaps, trees, and graphs. The main early filter.
Machine Coding or LLD (90 min)
Build a working system such as a policy-pricing engine or claims workflow with clean, extensible OOP and edge-case handling.
Technical Deep-Dive (45 to 60 min)
Walk through a past project and reason about state machines, idempotent events, and cross-service consistency.
Hiring Manager and Culture (45 min)
Ownership stories, collaboration, and alignment with Acko's digital-first culture.
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Sign up free: unlock all questionsThe typical Acko Insurance recruitment process has 5 stages: Resume screen: backend or full-stack depth; referrals improve visibility → Online coding round: medium to hard DSA, roughly 60 to 90 minutes → Machine coding or low-level design: build a clean system in about 90 minutes → Technical deep-dive on projects and design and consistency reasoning → Hiring manager and culture round: ownership, communication, and values fit.
Acko Insurance typically conducts 4 interview rounds: Coding Round (60 to 90 min): Medium to hard DSA on arrays, strings, hashmaps, trees, and graphs. The main early filter.; Machine Coding or LLD (90 min): Build a working system such as a policy-pricing engine or claims workflow with clean, extensible OOP and edge-case handling.; Technical Deep-Dive (45 to 60 min): Walk through a past project and reason about state machines, idempotent events, and cross-service consistency.; Hiring Manager and Culture (45 min): Ownership stories, collaboration, and alignment with Acko's digital-first culture..
HireStepX recommends the Domain-driven LLD framework for this type of interview: Model the insurance state machine, then clean extensible OOP, then idempotent events and consistency, then tests.
To answer this question well, HireStepX recommends the Domain-driven LLD approach: Model the insurance state machine, then clean extensible OOP, then idempotent events and consistency, then tests. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Domain-driven LLD approach: Model the insurance state machine, then clean extensible OOP, then idempotent events and consistency, then tests. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Domain-driven LLD approach: Model the insurance state machine, then clean extensible OOP, then idempotent events and consistency, then tests. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Domain-driven LLD approach: Model the insurance state machine, then clean extensible OOP, then idempotent events and consistency, then tests. Ground your answer in a specific real example from your own experience.
To answer this question well, HireStepX recommends the Domain-driven LLD approach: Model the insurance state machine, then clean extensible OOP, then idempotent events and consistency, then tests. Ground your answer in a specific real example from your own experience.