Salary Guide · India 2026
Nium is a Singapore-headquartered global B2B payments unicorn with major engineering in Bengaluru. It provides cross-border payments, card issuance, and embedded finance APIs to fintechs and banks globally. Salary ranges below are sourced primarily from AmbitionBox, with Glassdoor as a secondary cross-check, and reflect total CTC (base + variable + equity) at the 25th–90th percentile of reported offers in India.
Software Engineer · Senior / 6–9 yrs
₹55L – ₹90Ltotal CTC
Working at Nium
~1,200 employees. Singapore HQ, Bengaluru engineering hub. Raised $300M+ at $2.1B valuation.
What the interview actually tests
Global payments focus: requires understanding of cross-border FX, correspondent banking, and payment compliance. ESOP pre-IPO. Interview: distributed systems + payments domain (SWIFT, ISO 20022).
Role
Nium's pay bands for Software Engineers in India, fresher through senior.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹20L – ₹32L | ESOP₹2L – ₹5L/yr |
| Mid-level / 3–5 yrs | ₹32L – ₹52L | ESOP₹4L – ₹10L/yr |
| Senior / 6–9 yrs | ₹55L – ₹90L | ESOP₹10L – ₹22L/yr |
Indian Fintech