Salary Guide · India 2026
M2P Fintech is India's leading Banking-as-a-Service (BaaS) company, providing card issuance, account management, and lending APIs that power 50+ banks and fintech startups. Chennai HQ. The figures below reflect total CTC — base, variable, and equity combined — at the 25th–90th percentile of reported M2P Fintech offers in India, cross-checked against AmbitionBox and Glassdoor.
Software Engineer · Senior / 6–9 yrs
₹42L – ₹65Ltotal CTC
Working at M2P Fintech
~1,500 employees. Chennai HQ. Raised $100M+ at ~$1B valuation.
What the interview actually tests
BaaS engineering, interview focuses on card payment protocols (EMV, ISO 8583), PCI-DSS, and multi-tenant SaaS. Chennai is primary engineering hub. ESOP pre-IPO.
Role
Total CTC ranges for Software Engineers at M2P Fintech India, from fresher to senior level.
| Experience Level | Total CTC (LPA) | Equity |
|---|---|---|
| Fresher / 0–2 yrs | ₹16L – ₹26L | ESOP₹1.5L – ₹4L/yr |
| Mid-level / 3–5 yrs | ₹26L – ₹40L | ESOP₹3L – ₹7L/yr |
| Senior / 6–9 yrs | ₹42L – ₹65L | ESOP₹7L – ₹15L/yr |
Indian Fintech